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 <<  Home Owners Insurance  | Title Insurance  | Closing Your Florida Home  >>

 

Title Insurance

Title insurance is purchased with a one time fee at closing.  It covers you and the lender in the event there are any claims against the title of your home during the lifetime of your ownership.

If you are financing your home purchase, you will be required to pay the lender’s portion of the premium.  Optionally, you can also cover your interest in the property as well.  What we need by interest is the amount of equity you have in the property.

If you are paying cash the entire value of your home is covered for your benefit.

Title Insurance and Foreclosures:

The current attention being placed on potential fraudulent paperwork being filed by banks is an issue of great concern.  Your best protection when buying either a short-sale or foreclosure property is to have a title insurance policy.  It should protect you in the event a bank did something wrong during the foreclosure process and a prior interested party asserts a claim against your home.  We also recommend that if a bank insists you make use of their title company for closing, you spend a few dollars and have a real estate attorney look over the paper work prior to signing.

If you are unsure about your decision to purchase title insurance we recommend you have a discussion with your title company or real estate attorney prior to closing.

Continue on to Closing your Florida Home >>

Maintenance Free Communities

858 Channelside Drive Unit 7N, Tampa image
858 Channelside Drive Unit 7N, Tampa — Eleve 61 $974,900

Pre-Construction. To be built. Pre-construction. To be built. One of the tallest residential buildings in Tampa Bay, Eleve61 will be a modern boutique 35-story tower feat...

  • 3 Beds
  • 3 Baths
  • Eleve 61 SubDv.
  • 33602 Zip Code
448 Otter Creek Dr, Venice image
448 Otter Creek Dr, Venice $495,000

Located in desirable, gated Sawgrass neighborhood. The J&J built home has 4 bedrooms 3 baths, high ceilings and an oversized 2 car garage. Newer A/C (installed in 2018),...

  • 4 Beds
  • 3 Baths
  • Sawgrass SubDv.
  • 34292 Zip Code
2886 Grand Kemerton Place Unit 17, Tampa image
2886 Grand Kemerton Place Unit 17, Tampa — 4 $279,000

This end unit home with conservation views features an open concept first floor and a spacious rear lanai. The oversized master suite offers a large walk-in closet and a ...

  • 3 Beds
  • 2.5 Baths
  • Kemerton Place SubDv.
  • 33618 Zip Code
9913 Winnington Street, Orlando image
9913 Winnington Street, Orlando $465,000

Unique water frontage, one year old Murfield model from Jones Builder. The home has an open floor concept with incredible practicality that has includes generous square f...

  • 4 Beds
  • 3 Baths
  • Eagle Creek SubDv.
  • 32832 Zip Code
12407 Trailhead Dr, Bradenton image
12407 Trailhead Dr, Bradenton — Mattamy Homes $269,000

Great Private Backyard Patio with this Mattamy Home, Sanibel Floorplan and the VIEW from your kitchen sink is so calming. This wonderfully laid out Townhouse in the World...

  • 3 Beds
  • 2.5 Baths
  • Harmony At Lakewood Ranch Ph I SubDv.
  • 34211 Zip Code

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