Terra Ceia Homes under $500,000

Welcome to Terra Ceia, a hidden gem nestled in the heart of Palmetto, Florida, within the picturesque Manatee County. This charming subdivision offers a unique blend of serene natural beauty and modern conveniences, making it an ideal place for families, retirees, and everyone in between.

Terra Ceia is renowned for its lush landscapes and tranquil surroundings, providing residents with a peaceful retreat from the hustle and bustle of everyday life. The community is characterized by its friendly atmosphere, where neighbors become friends and everyone enjoys the warm Florida sunshine. With easy access to local parks, walking trails, and waterways, outdoor enthusiasts will find plenty of opportunities to explore and enjoy nature right at their doorstep.

One of the most attractive aspects of Terra Ceia is its diverse range of homes, many of which are available for under $500,000. This affordability opens the door for first-time homebuyers and those looking to downsize without sacrificing quality or comfort. Many of these homes feature modern designs, spacious layouts, and beautiful outdoor spaces that are perfect for entertaining or simply relaxing after a long day.

Living in Terra Ceia means embracing a lifestyle filled with community events, recreational activities, and a strong sense of belonging. With its prime location, residents are just a short drive away from the stunning Gulf Coast beaches, vibrant downtown areas, and a variety of shopping and dining options. Discover the charm of Terra Ceia and find your dream home in this delightful community today!

Newest Terra Ceia Homes under $500,000

5619 Bayshore Road Unit 159, Palmetto image

5619 Bayshore Road Unit 159, Palmetto $159,000

Absolutely exceptional double-wide 1980 mobile home located in Terra Ceia Manor. Very open and bright huge floorplan that flows wonderfully! Very large enclosed Family Ro...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

27 Michiana Drive, Terra Ceia $454,000

Maximize your lifestyle and ROI at 27 Michiana Drive. This turnkey waterfront gem in Terra Ceia is primed for high-performing short-term rental yields or full time, simpl...

2 Beds
1 Baths
Terra Ceia SubDv.
34250 Zip Code

5619 Bayshore Road Unit 115, Palmetto image

5619 Bayshore Road Unit 115, Palmetto $190,000

55+ TERRA CEIA MANOR CO-OP. 2BR/2BA/Fam. Rm./Fla. Rm./Workshop/Carport. TURNKEY FURNISHED! Expansive Open-Concept Living Rm., Dining Area, & Kitchen to enjoy with family ...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

5619 Bayshore Road Unit 149, Palmetto image

5619 Bayshore Road Unit 149, Palmetto $139,000

Beautiful and Very Well Maintained Double Wide Mobile Home that was built in 1983 in Lovely Terra Ceia Manor. Very Pretty newer woodplank vinyl flooring throughout. Recen...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

1017 77th Street E, Palmetto $460,000 ▼

ONE ACRE OF FLORIDA FREEDOM REDUCED! Welcome to 1017 77th St. E. in Palmetto, where space, privacy, and opportunity come together. Situated on a full acre, this 3-bedroom...

3 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

5619 Bayshore Road Unit 161, Palmetto image

5619 Bayshore Road Unit 161, Palmetto $110,000

Beautifully maintained park with clubhouse, activities and pool for those hot summer days! Large furnished mobile home ready to be your permanent home or vacation home. ...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

2320 Terra Ceia Bay Boulevard Unit 403, Palmetto image

2320 Terra Ceia Bay Boulevard Unit 403, Palmetto — 2320 $140,000 ▼

Hugh price drop, Seller wants it sold! 2 bedroom 2 bath 4th floor unit with screened lanai and fantastic view of pool, golf course and fields beyond. New air conditioner,...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

2320 Terra Ceia Bay Boulevard Unit 207, Palmetto image

2320 Terra Ceia Bay Boulevard Unit 207, Palmetto — 2320 $139,900 ▼

Hurricane shutters • Golf course views • Screened lanai • Updated HVAC • Gated golf community Enjoy golf course views, move-in-ready condition, and valuable hurricane ...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

2320 Terra Ceia Bay Boulevard Unit 108, Palmetto image

2320 Terra Ceia Bay Boulevard Unit 108, Palmetto — Terra Ceia Club Condo $159,900

Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, c...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

5619 Bayshore Road Unit 120, Palmetto image

5619 Bayshore Road Unit 120, Palmetto $129,900

Virtually Staged. PARADISE IS AFFORDABLE!!! This well maintained, double wide manufactured home with ALL NEW KITCHEN APPLIANCES, QUARTZ COUNTERTOPS, BEAUTIFUL LAMINATE FL...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

5619 Bayshore Road Unit 423, Palmetto image

5619 Bayshore Road Unit 423, Palmetto $159,000

Stop the presses, the owner has just had the unit re-piped - so all new water lines, new water heater, new disposal, roof and patio is all new since 2025, Making the deci...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code

5619 Bayshore Road Unit 417, Palmetto image

5619 Bayshore Road Unit 417, Palmetto $135,000 ▲

Welcome to Terra Ceia Manor, a desirable 55+ community offering comfortable Florida living with a low monthly HOA! This spacious 2-bedroom, 2-bathroom furnished home feat...

2 Beds
2 Baths
Terra Ceia SubDv.
34221 Zip Code