4464 Sagefield Drive, Harmony, FL 34773

$395,000
3
BD
2
BA
1,970
SqFt

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Sold Price
$395,000
List Price
$395,000
Status
Sold
Days on Market
351
Closing Date
Feb 19, 2026
MLS#
O6276985
Property Style
Single Family
New Construction
Yes
Year Built
2025
Bedrooms
3
Bathrooms
2
Living Area
1,970
Price per sq. ft.
200.51
Lot Size
6,098
Acres
0.14
Total Acreage
0 to less than 1/4
Legal Subdivision Name
Harmony Central Ph 1
MLS Area Major
St Cloud (Harmony)

Property Description

Own More Home for Less | Estimated Payments from $2,600 with a Fixed 3.99 Rate In today’s market, finding a brand-new home with an affordable payment is rare—finding one that also delivers space, privacy, and long-term value is even rarer. This brand-new, spacious 3-bedroom, 2-bath home offers an exceptional opportunity to lock in a fixed 3.99 30-year FHA interest rate, with estimated monthly payments as low as $2,600, making home ownership both achievable and smart right now. From the moment you step inside, the home invites you to slow down and enjoy the space. Ten-foot ceilings throughout create an airy, open feel, while the thoughtfully designed floor plan balances everyday comfort with effortless entertaining. The large living area naturally brings people together, whether you’re hosting friends or enjoying a quiet night in. The primary suite feels like a true retreat, featuring vaulted ceilings and direct access to the covered lanai, where you can start your mornings overlooking peaceful conservation views and end your evenings surrounded by nature. This setting offers privacy and tranquility that can’t be replicated. At the heart of the home, the kitchen is designed for connection, anchored by a large center island overlooking the living area and a cozy breakfast nook for casual meals. A separate formal dining room adds flexibility and can easily serve as a home office or additional living space. Generously sized secondary bedrooms provide comfort and privacy for family members or guests. Beyond the beauty, this home delivers confidence and value with a 1-year builder warranty and a 10-year structural warranty, offering peace of mind long after move-in. Located in Harmony Central, residents enjoy NO CDD fees, a low HOA, and a community designed for relaxed Florida living. With closing costs available when using the preferred lender and the ability to secure this home with just a $1,000 deposit, the path to ownership is clearer than ever. Why wait? Opportunities like this—combining a low fixed rate, brand-new construction, and serene surroundings—are limited.

Additional Information

Taxes
$698
Minimum Lease Period
No Minimum
HOA Fee
$825
HOA Payment Schedule
Annually
Location
Conservation Area
Community Features
Clubhouse, Dog Park, Pool, No Deed Restriction
Property Description
One Story
Zoning
RES
Interior Features
Cathedral Ceiling(s), Ceiling Fans(s), In Wall Pest System, Tray Ceiling(s), Vaulted Ceiling(s)
Floor
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Microwave, Range
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Heating
Central
Air Conditioning
Central Air
Exterior Construction
Block
Exterior Features
Sidewalk
Roof
Shingle
Foundation
Slab
Pool
Community
Garage Carport
2 Car Garage
Garage Spaces
2
Elementary School
Harmony Community School (K-5)
Middle School
Harmony Middle
High School
Harmony High
Pets
Allowed
Flood Zone Code
X500
Parcel ID
32-26-32-3596-000F-0360
Legal Description
HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK F LOT 36

Listing courtesy of ADAMS HOMES REALTY, INC. 850-469-0977

Selling Office: ADAMS HOMES REALTY, INC.

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