520 Harbor Cay Drive, Longboat Key, FL 34228

$3,300,000
4
BD
5
BA
3,828
SqFt

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Sold Price
$3,300,000
List Price
$3,475,000
Status
Sold
Days on Market
319
Closing Date
Feb 27, 2026
MLS#
A4643565
Property Style
Single Family
Architectural Style
Custom, Florida
Year Built
1986
Bedrooms
4
Bathrooms
5
Baths Half
1
Living Area
3,828
Price per sq. ft.
907.78
Lot Size
17,535
Acres
0.40
Total Acreage
1/4 to less than 1/2
Legal Subdivision Name
Bay Isles
Community Name
Bay Isles
MLS Area Major
Longboat Key

Property Description

This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast’s dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.

Additional Information

Taxes
$29765
Minimum Lease Period
8-12 Months
Max Times per Year
1
HOA Fee
$2,500
HOA Payment Schedule
Annually
Maintenance Includes
Guard - 24 Hour, Common Area Taxes, Private Road, Security
Location
FloodZone, City Limits, Landscaped, Near Golf Course, Near Marina, Private, Street Dead-End, Paved
Community Features
Gated Community - Guard, Street Lights, No Deed Restriction
Property Description
Two Story
Zoning
PD
Interior Features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Floor
Hardwood, Marble, Travertine
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Trash Compactor, Washer
Utilities
Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Heating
Central, Electric
Air Conditioning
Central Air
Fireplace Description
Family Room, Gas, Living Room, Primary Bedroom
Exterior Construction
Block, Stucco
Exterior Features
Balcony, French Doors, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors
Roof
Tile
Foundation
Stem Wall
Pool
Private
Pool Type
Deck, Heated, In Ground, Lighting, Tile
Garage Carport
2 Car Garage
Garage Spaces
2
Garage Features
Circular Driveway, Driveway, Garage Door Opener, Ground Level, Off Street
Garage Dimensions
28x24
Elementary School
Southside Elementary
Middle School
Booker Middle
High School
Booker High
Water Extras
Assigned Boat Slip, Lift, No Wake Zone, Sailboat Water, Seawall - Concrete
Water View
Bay/Harbor - Full, Bayou, Lagoon
Water Access
Bay/Harbor, Bayou, Canal - Saltwater, Intracoastal Waterway
Water Frontage
Bay/Harbor
Pets
Allowed
Max Pet Weight
100
Pet Size
Extra Large (101+ Lbs.)
Flood Zone Code
AE
Parcel ID
0008160010
Legal Description
LOT 35 BAY ISLES UNIT 1

Listing courtesy of MICHAEL SAUNDERS & COMPANY. 941-383-7591

Selling Office: ROSEBAY INTERNATIONAL REALTY, INC.

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